Residency Through Investment

To qualify for Bermuda’s Economic Investment Residential Certificate (EIRC), individuals must make a minimum investment of $2.5 million Bermuda Dollars (or equivalent) in one of the following areas:

• Residential or commercial real estate in Bermuda
• A registered Bermuda charity (focusing on sports, youth, seniors, or health)
• Equity investment in an existing Bermuda-based business (excluding exempted undertakings)
• A new Bermuda-based business venture
• A qualifying initiative benefiting Bermuda’s economy and workforce, as approved by the Minister

EIRC holders — along with their spouse and dependents (children under 18 or up to 25 if in full-time education) — gain the right to reside in Bermuda.

A $2,625 processing fee applies. Investments must be maintained for at least five years, with a minimum residency requirement of 90 days per year.

To begin the confidential application process, contact the BDA or submit the online form. A BDA representative will guide you through every step. Applicants must provide:

• Cover letter
• Personal data sheet
• Due diligence and vetting documents
• Two personal and business references
• Valid passport, birth certificate, and (if applicable) marriage certificate

Depending on your investment category, additional documentation is required:

• Real estate: Proof of purchase, sales agreement, signed land license
• Charity: Proof of registration, donation receipt, audited reports, and funding proposal
• Equity investment: Shareholding certificate, investment agreement, company compliance letters
• New ventures: Incorporation documents, financial evidence, payroll tax ID, and projections
• Other ventures: Evaluated case-by-case through a concierge service

Approved applicants receive confirmation via email, and residency begins upon issuance.

Bermuda offers a distinctive proposition: invest in a jurisdiction that matches personal values with professional opportunity. Its independent legal system, political stability, and trusted regulatory frameworks offer peace of mind for international families and wealth holders.

The island plays an active role in global financial systems, consistently exceeding international standards. As a recognised leader in compliance and governance, Bermuda is one of the few jurisdictions ranked favourably by the CFATF and OECD.

But it’s not just about financial confidence — Bermuda offers a life well lived. From stunning landscapes to world-class healthcare, education, and cultural offerings, the island provides the infrastructure, access, and lifestyle for your family to thrive.